What is the True Cost of the Elimination Period?
Examples Based on a $400.00 Daily Benefit
Age 180 Days 90 Days 60 Days 30 Days 0 Days
Amounts Below Show What You Have to Pay Before Benefits Start
52
$72,000
$36,000
$24,000
$12,000
$0
53
$75,600
$37,800
$25,200
$12,600
$0
54
$79,380
$39,690
$26,460
$13,230
$0
55
$83,349
$41,675
$27,783
$13,892
$0
56
$87,516
$43,758
$29,172
$14,586
$0
57
$91,892
$45,946
$30,631
$15,315
$0
58
$96,487
$48,243
$32,162
$16,081
$0
59
$101,311
$50,656
$33,770
$16,885
$0
60
$106,377
$53,188
$35,459
$17,729
$0
61
$111,696
$55,848
$37,232
$18,616
$0
62
$117,280
$58,640
$39,093
$19,547
$0
63
$123,144
$61,572
$41,048
$20,524
$0
64
$129,302
$64,651
$43,101
$21,550
$0
65
$135,767
$67,883
$45,256
$22,628
$0
66
$142,555
$71,278
$47,518
$23,759
$0
67
$149,683
$74,841
$49,894
$24,947
$0
68
$157,167
$78,583
$52,389
$26,194
$0
69
$165,025
$82,513
$55,008
$27,504
$0
70
$173,277
$86,638
$57,759
$28,879
$0
71
$181,940
$90,970
$60,647
$30,323
$0
72
$191,037
$95,519
$63,679
$31,840
$0
73
$200,589
$100,295
$66,863
$33,432
$0
74
$210,619
$105,309
$70,206
$35,103
$0
75
$221,150
$110,575
$73,717
$36,858
$0
76
$232,207
$116,104
$77,402
$38,701
$0
77
$243,818
$121,909
$81,273
$40,636
$0
78
$256,008
$128,004
$85,336
$42,668
$0
79
$268,809
$134,404
$89,603
$44,801
$0
80
$282,249
$141,125
$94,083
$47,042
$0
81
$296,362
$148,181
$98,787
$49,394
$0